Business Finance

sMighty Mortgage Deals provide flexible financial solutions for small and medium businesses. Acceptable loan purposes are expansion and growth, debt consolidation, working capital, tax liabilities, training, marketing, buying stock, recruitment.

To find you the business loan that meets your business needs, at least one year full account will be required from you or your business.

  • Business loans up to £1,000,000
  • Terms up to 60 months
  • Very competitive interest rates
  • No early repayment charges
  • CCJs and defaults considered

Development loan

Property development finance for new builds, conversions and refurbishment (residential or commercial).

Traditional banks don’t usually lend on these types of projects, but sMighty Mortgage Deals have access to specialist lenders and can help you get the fund you need for your project quicker.

  • Up to  100% of built cost and contribution towards purchase price tailored to each project.
  • Loans from £ 150,000.
  • Up to 70% of Gross Development Value (GDV)

Merchant Finance

If you take more that £3,000 per month in credit and debit cards, you have the option to access merchant finance. It is a great way to fund your business with flexibility of repayments.

sMighty Mortgage Deals will provide you with a tailor made, quality merchant finance solutions.

Bridge loans

A bridge loan is a short term loan that gives you immediate cash flow secured on a property.

  • Residential, commercial and semi commercial
  •  Loans from £50,000 to £21,000,000
  • No upfront fees
  • Land purposes (with planning permission)
  •  Individuals and LTD
  • Adverse credit considered
  • 80% LTV (or even 100% with additional security)
  • Low lending rates

Secured Loan

Second charge mortgages or Secure Loans allow you to borrow additional money from your property as an additional charge. Second charges are ranked behind first charges in priority for repayment. This means the lender takes a higher level of risk than with a conventional mortgage and thus charges a higher rate of interest.

Solution for mortgage arrears, Ccj’s and defaults. Many secure loan lenders only deal with specialised brokers like sMighty Mortgage Deals and are not directly accessible to homeowners.

For all your mortgage, remortgage, insurance and business finance needs, please complete and submit an Enquiry Form and we will be happy to search the market to get you great deals that meet your needs.